ELIGIBILITY
You can avail a Home Loan to acquire a ready /under construction residential property / construction of a residential property on own land.
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Loan Amount
- Minimum 5 Lakhs
- Maximum 40 Lakhs
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Loan Tenture
- Minimum 5 Years
- Maximum 25 Years Salaried
- Maximum 20 Years Self-Employed
Loan tenure may not be extended beyond the age of sixty (60) years in case of Salaried and Seventy (70) in case of self-employed customers at the time of loan maturity
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| Customer Type | Interest Rate | RPLR Minus Spread | MOHF RPLR |
|---|---|---|---|
| Salaried | 11.00% to 14.50% | 7.80 % to 4.30 % | 18.80% |
| Self Employed | 12.00% to 15.25% | 6.80 % to 3.55 % | 18.80% |
* RPLR - Retail Prime Lending Rate
| Sr. No. | Fees / Charges Type | Description |
|---|---|---|
| 1. | Non-refundable Processing fees:. | Up to Rs. 5,000 /- (Rupees Five Thousand only). Initial Processing Fee collected is onetime non-refundable fee, and is collected for the purpose of processing the loan application of the borrowers and the same is independent of the outcome of such processing. The same is payable by way of Cheque / Demand Draft / Electronic mode of payment from borrowers bank account in favour of Motilal Oswal Home Finance Limited. |
| 2. | Total Processing/ Admin Fees (Inclusive of the non - refundable initial processing fee) | Rs……………………(In Words………………………………………………………………………………………………………… …………………………………………………………………………) The same is payable by way of Cheque / Demand Draft / Electronic mode of payment from borrowers bank account in favour of Motilal |
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