Loan Services

Loan Name
Description
What you get
Action

Home Loan
A home loan helps you buy a house, repaid monthly with interest.
  • Loan based on income
  • Fixed/Floating interest rate
  • Tenure: 5–30 years

  • Personal Loan
    A personal loan is an unsecured loan for personal expenses, repaid in monthly EMIs.
  • No collateral needed
  • Fixed interest rate
  • Tenure: 1–5 years

  • Xpress Loan
    An Xpress Loan is a quick personal loan with minimal documentation and fast approval.
  • Instant processing
  • Minimal paperwork
  • No collateral required

  • Loan Against Property
    A Loan Against Property (LAP) is a secured loan where you pledge residential or commercial property as
  • Secured by property
  • Lower interest rates
  • Higher loan amount

  • Business Loan
    A business loan provides funds to start, expand, or manage a business, repaid in fixed EMIs.
  • Secured or unsecured
  • Used for capital, equipment, or operations
  • Tenure: typically 1–5 years

  • Gold Loan
    A gold loan is a secured loan where you pledge gold jewelry or coins as collateral to get instant funds.
  • Quick disbursal with minimal paperwork
  • Loan based on gold’s value
  • Lower interest rates

  • SME Loan
    An SME loan offers financial support to Small and Medium Enterprises for business growth and operations.
  • For working capital, expansion, or equipment
  • Secured or unsecured options
  • Tenure: typically 1–7 years

  • Savings Account
    A savings account is a bank account that lets you safely store money while earning interest.
  • Earns interest on deposits
  • Easy access to funds
  • Minimum balance requirements

  • Credit Card
    A credit card loan lets you borrow money up to your card’s limit, repayable with interest.
  • Revolving credit facility
  • Interest charged on unpaid balance
  • Minimum monthly payment required
  • OPEN DEMAT ACCOUNT

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